Key Business Insurances

Protecting your business means planning for the unexpected.

Whether it’s the sudden loss of a key team member, an ownership change, or a serious illness, having the right insurance in place helps your business stay stable and secure. We help you understand the risks that matter and arrange cover that’s tailored to your business structure, team, and goals.

From shareholder protection to income replacement, we ensure you have peace of mind—knowing that the right plans are in place if things don’t go to plan.

For Individuals and Families

If you run a business, your personal finances may depend heavily on its performance. We help you protect your income and plan for life’s unexpected events. That might include arranging cover if you’re unable to work due to illness or making sure your family receives financial support if something happens to you. These policies are often paid through your business, giving tax advantages and cost savings.

For Business Owners

We work with business owners and directors to build insurance plans that protect people, profit, and ownership. That includes:

  • Key Person Cover to protect against the loss of a vital team member
  • Shareholder Protection to support business continuity
  • Relevant Life Insurance to provide cost-effective cover for directors and staff
  • Executive Income Protection for ongoing income if you’re unable to work

With the right protection in place, you can focus on running and growing your business—knowing you’ve taken care of the risks that matter.

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Other Services for Business Planning

Business Succession Planning

Prepare for a successful exit and enduring legacy with strategic planning and insight.

Employee Benefits & Incentives

Attract and retain talent with tailored employee benefit and incentive schemes.

Tax Credits and Incentives

Access innovation reliefs and tax incentives to maximise value and reduce liabilities.

Tax Credits and Incentives

Access innovation reliefs and tax incentives to maximise value and reduce liabilities.

Case Studies

Thoughtful solutions for complex lives. Explore how we’ve helped clients navigate succession, tax, and long-term planning with clarity and care.

Architects & Surveyors

Explore how we supported a principal architect in aligning business strategy with personal and family planning.

Construction & Property

Discover how a developer structured their affairs for growth, inheritance planning, and long-term asset protection.

Creative

Follow the journey of a creative founder navigating irregular income and future-proofing their financial legacy.

Engineering and Manufacturing

See how we helped an engineering business protect wealth, plan succession, and unlock valuable tax efficiencies.

Logistics

Learn how a logistics firm owner planned for exit, optimised tax, and secured intergenerational wealth transfer.

Other Industries

Read how we helped a business owner with complex needs align personal, business, and estate planning goals.